← Jiayin Group Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | — | $0 | $2.9b |
$320.3m
-88.88%
|
$199.3m
-37.80%
|
$279.4m
+40.22%
|
$474.3m
+69.76%
|
$770.0m
+62.34%
|
$794.7m
+3.21%
|
$889.8m
+11.96%
|
$5.2b
+484.80%
|
|
| Net revenue (including revenue from related parties of nil, RMB31,034 and RMB480 for 2023, 2024 and 2025, respectively) | — | $2.3b | $2.9b | $2.2b | $1.3b | $1.8b | $3.3b | $5.5b | $5.8b | $6.2b | — | |
| Other Cost of Operating Revenue | — | — | — | — | — | $2.4m | — | — | — | — | — | |
| Cost Of Revenue | — | — | — | — | — | — | $565.2m |
$2.0b
+255.88%
|
$2.0b
+1.09%
|
$1.2b
-39.23%
|
$1.2b
-0.36%
|
|
| Gross Profit | — | — | — | — | — | — | $2.7b |
$3.5b
+27.68%
|
$3.8b
+9.04%
|
$5.0b
+32.35%
|
$4.0b
-20.34%
|
|
| Net Interest Income | — | — | — | $5.7m | $7.7m | ($1.1m) |
$281k
+125.16%
|
$12.9m
+4488.97%
|
$18.3m
+41.77%
|
$8.9m
-51.07%
|
$4.0m
-55.35%
|
|
| Research and development | — | ($181.0m) | ($184.3m) | ($201.4m) | ($151.6m) | ($143.7m) | ($216.7m) | ($296.3m) | ($372.4m) | ($427.1m) | $448.8m | |
| Research and Development Expense | — | — | $184.3m | $28.9m | $23.2m | $22.6m | $31.4m | $41.7m | $51.0m | $61.1m | $448.8m | |
| Sales and marketing | — | ($884.9m) | ($726.6m) | ($606.0m) | ($375.1m) | ($659.3m) | ($1.1b) | ($1.5b) | ($1.9b) | ($2.4b) | — | |
| Selling and Marketing Expense | — | — | $726.6m | $87.1m | $57.5m | $103.5m | $156.8m | $216.8m | $262.2m | $347.2m | $2.4b | |
| General and administrative | — | ($95.6m) | ($150.5m) | ($33.1m) | ($155.0m) | ($165.2m) | ($194.0m) | ($214.9m) | ($221.0m) | ($302.5m) | $293.8m | |
| General and Administrative Expense | — | — | $150.5m | $33.1m | $23.7m | $25.9m | $28.1m | $30.3m | $30.3m | $43.3m | $293.8m | |
| Operating Lease, Expense | — | — | $24.3m | $35.7m | $26.5m | $17.9m | $29.2m | $25.1m | $25.3m | $25.8m | — | |
| Total operating costs and expenses | — | ($1.6b) | ($2.2b) | ($1.7b) | ($998.1m) | ($1.3b) | ($2.1b) | ($4.1b) | ($4.6b) | ($4.4b) | — | |
| Other Non Operating Income Expenses | — | $12.6m | $20.3m | $23.4m | $6.7m | $17.0m | $43.4m | $14.8m | $95.4m | $67.1m | — | |
| Operating Income (Loss) | — | $686.7m |
$685.2m
-0.21%
|
$76.8m
-88.79%
|
$46.3m
-39.71%
|
$67.8m
+46.40%
|
$171.4m
+152.83%
|
$187.7m
+9.51%
|
$171.0m
-8.90%
|
$257.0m
+50.32%
|
$1.1b
+336.01%
|
|
| Investment Income, Interest | — | — | $169k | $822k | $1.2m | — | — | — | — | — | — | |
| Interest income, net | — | — | — | $5.7m | $7.7m | ($1.1m) | $281k | $12.9m | $18.3m | $8.9m | $8.9m | |
| Net Non Operating Interest Income Expense | — | — | — | $5.7m | $7.7m | ($1.1m) | $281k | $12.9m | $18.3m | $8.9m | $4.0m | |
| Gain On Sale Of Business | — | — | — | — | — | — | $117.0m | $278.2m | ($14.4m) | $0 | $0 | |
| Income (Loss) from Equity Method Investments | — | — | — | $54k | ($1.2m) | $1.2m | $1.2m | ($280k) | — | — | — | |
| Other Income | — | — | $242.5m | $174.2m | $23.8m | — | $0 | — | — | — | — | |
| Other income, net | — | $12.6m | $20.3m | $23.4m | $6.7m | $17.0m | $43.4m | $14.8m | $95.4m | $67.1m | $16.1m | |
| Share of loss from equity method investments | — | — | — | $378k | ($7.5m) | $7.7m | $7.9m | ($2.0m) | $0 | $0 | — | |
| Income before income taxes and share of loss from equity method investments | — | — | — | — | $366.4m | $585.8m | $1.3b | $1.5b | $1.3b | $1.9b | $1.1b | |
| Other Nonoperating Income (Expense) | — | — | $20.3m | $3.4m | $1.0m | $2.7m | $6.3m | $2.1m | $13.1m | $9.6m | — | |
| Other Income Expense | — | — | — | — | — | — | $145.4m | $201.8m | $29.1m | $67.1m | $16.1m | |
| Interest Income (Expense), Nonoperating, Net | — | — | — | — | — | ($175k) | $42k | $1.8m | $2.5m | $1.3m | $8.9m | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | — | — | — | — | — | — | — | $1.6b | $1.3b | $1.9b | $1.1b | |
| Pre-Tax Income | — | — | — | — | $366.4m | $585.8m | $1.3b | $1.5b | $1.3b | $1.9b | $1.1b | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | $705.7m | $81.0m | $56.2m | $91.9m | — | — | — | — | $1.1b | |
| Current Income Tax Expense (Benefit) | — | — | — | — | $83.2m | $141.6m | $177.7m | $207.6m | $210.5m | $312.3m | $206.2m | |
| Income tax expense | — | ($161.6m) | ($93.9m) | ($37.0m) | ($108.8m) | ($125.7m) | ($155.4m) | ($247.6m) | ($238.9m) | ($337.7m) | $206.2m | |
| Income Tax Expense (Benefit) | — | — | $93.9m | $5.3m | $16.7m | $19.7m | $22.5m | $34.9m | $32.7m | $48.3m | $206.2m | |
| Net loss attributable to non-controlling interests | — | — | — | ($562k) | ($2.8m) | ($4.3m) | $574k | ($43k) | ($10k) | ($9k) | — | |
| Net Income From Continuing And Discontinued Operation | — | — | — | — | — | — | $1.2b | $1.3b | $1.1b | $1.5b | $934.6m | |
| Net Income Continuous Operations | — | — | — | — | — | — | $1.2b | $1.3b | $1.1b | $1.5b | $934.6m | |
| Net Income (Loss) Attributable to Parent | — | $539.5m |
$611.8m
+13.38%
|
$75.8m
-87.61%
|
$38.8m
-48.87%
|
$74.1m
+91.14%
|
$171.0m
+130.87%
|
$182.8m
+6.86%
|
$144.7m
-20.81%
|
$219.6m
+51.73%
|
$934.6m
+325.58%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | ($81k) | ($432k) | ($679k) | $84k | ($6k) | ($1k) | ($1k) | $934.6m | |
| Earnings Per Share, Basic | — | $2.70 | $3.06 | $0.36 | $0.18 | $0.34 | $0.79 | $0.85 | $0.68 | $1.05 | $18.12 | |
| Earnings Per Share, Diluted | — | $2.70 | $3.06 | $0.36 | $0.18 | $0.34 | $0.79 | $0.85 | $0.68 | $1.05 | $18.12 | |
| Weighted Average Number of Shares Outstanding, Basic | — | 200.0m | 200.0m | 210.4m | 216.1m | 216.1m | 215.3m | 214.0m | 212.4m | 208.9m | 52.0m | |
| Basic Average Shares | — | — | — | — | — | — | $53.8m | $53.5m | $53.1m | $52.2m | $52.0m | |
| Diluted Average Shares | — | — | — | — | — | — | $53.8m | $53.5m | $53.1m | $52.2m | $52.0m | |
| Weighted Average Number of Shares Outstanding, Diluted | — | 200.0m | 200.0m | 210.4m | 216.1m | 216.1m | 215.3m | 214.0m | 212.4m | 208.9m | 52.0m | |
| Additional Financial Items | ||||||||||||
| Facilitation and servicing | — | — | — | — | — | ($320.5m) | ($565.2m) | ($2.0b) | ($2.0b) | ($1.2b) | — | |
| Income (Loss) from operations | — | $686.7m |
$685.2m
-0.21%
|
$534.7m
-21.97%
|
$302.1m
-43.50%
|
$432.0m
+42.98%
|
$1.2b
+173.64%
|
$1.3b
+12.73%
|
$1.2b
-6.34%
|
$1.8b
+44.02%
|
$1.1b
-37.65%
|
|
| Gain from de-recognition of liabilities | — | — | — | — | — | $138.0m | $117.0m | $280.2m | — | — | — | |
| Loss from disposal of subsidiaries | — | — | — | — | — | ($2.4m) | — | ($2.0m) | ($14.4m) | — | — | |
| Impairment of long-term investments | — | — | — | — | — | — | ($15.1m) | ($91.2m) | ($51.9m) | — | — | |
| - Basic | — | $200.0m | $200.0m | $210.4m | $216.1m | $216.1m | $215.3m | $214.0m | $212.4m | $208.9m | $18 | |
| - Diluted | — | $200.0m | $200.0m | $210.4m | $216.1m | $216.1m | $215.3m | $214.0m | $212.4m | $208.9m | $934.6m | |
| Fair value changes and foreign currency translation adjustments | — | — | — | $471k | ($13.4m) | ($5.2m) | $14.8m | ($7.1m) | ($3.2m) | $3.9m | — | |
| Comprehensive income | — | $539.5m | $611.8m | $527.7m | $236.7m | $462.5m | $1.2b | $1.3b | $1.1b | $1.5b | — | |
| Comprehensive (loss) income attributable to non-controlling interests | — | — | — | ($560k) | ($2.9m) | ($4.4m) | $534k | ($99k) | $21k | $101k | — | |
| Diluted EPS | — | — | — | — | — | — | $21.92 | $24.24 | $19.88 | $29.40 | $18.12 | |
| Diluted NI Availto Com Stockholders | — | — | — | — | — | — | $1.2b | $1.3b | $1.1b | $1.5b | $934.6m | |
| Earnings From Equity Interest Net Of Tax | — | — | — | $378k | ($7.5m) | $7.7m | $7.9m | ($2.0m) | $0 | $0 | $0 | |
| Minority Interests | — | — | — | — | — | — | ($574k) | $43k | $10k | $9k | $14k | |
| Normalized EBITDA | — | — | — | — | — | — | $1.1b | $1.2b | $1.3b | $1.9b | $1.1b | |
| Normalized Income | — | — | — | — | — | — | $1.1b | $1.1b | $1.1b | $1.5b | $934.6m | |
| Other Gand A | — | — | — | — | — | — | $194.0m | $214.9m | $221.0m | $302.5m | — | |
| Provision For Doubtful Accounts | — | — | — | — | — | — | $32.1m | $72.8m | $12.2m | $31.5m | $15.1m | |
| Reconciled Depreciation | — | — | — | — | — | — | $10.0m | $9.5m | $17.9m | $70.9m | $70.9m | |
| Selling General And Administration | — | — | — | — | — | — | $1.3b | $1.8b | $2.1b | $2.7b | — | |
| Special Income Charges | — | — | — | — | — | — | $101.9m | $187.0m | ($66.4m) | $0 | $0 | |
| Tax Effect Of Unusual Items | — | — | — | — | — | — | $11.9m | $30.0m | ($12.2m) | $0 | $0 | |
| Tax Provision | — | — | — | — | — | — | $155.4m | $247.6m | $238.9m | $337.7m | $206.2m | |
| Tax Rate For Calcs | — | — | — | — | — | — | $0 | $0 | $0 | $0 | $0 | |
| Write Off | — | — | — | — | — | — | $15.1m | $91.2m | $51.9m | $0 | $0 | |
| Costs and Expenses | — | — | $2.2b | $243.5m | $153.0m | $211.6m | $302.9m | $582.3m | $623.8m | $632.7m | — | |
| Allowance for uncollectible receivables, contract assets, prepaid expenses and other current assets and others | — | — | — | — | — | — | — | ($72.8m) | ($12.2m) | ($31.5m) | — | |
| Operating Expense | — | — | — | — | — | — | $1.5b | $2.1b | $2.5b | $3.2b | $2.9b | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | $54k | — | — | — | — | — | — | — | |
| Total Unusual Items | — | — | — | — | — | — | $101.9m | $187.0m | ($66.4m) | $0 | $0 | |
| Total Expenses | — | — | — | — | — | — | $2.1b | $4.1b | $4.6b | $4.4b | $4.1b | |
| Total Other Finance Cost | — | — | — | — | — | $1.1m | ($281k) | ($12.9m) | ($18.3m) | — | ($18.3m) |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.