Revenue (FY 2025)
↑12.0% YoY
$889.76M
3-Yr CAGR: 23.3%
Net Income
↑51.7% YoY
$219.61M
Net Margin: 24.7%
Free Cash Flow
↓-5.4% YoY
$88.98M
FCF Yield: 242.28%
EPS (Diluted)
↑54.4% YoY
$1.05
Basic: $1.05
Return on Equity
Efficiency
34.6%
ROA: 2.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (JFIN)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (-37.8%) is identical to Gross Profit YoY (-37.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+40.2%) is identical to Gross Profit YoY (+40.2%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | — | — | — | — | — | — | — | — | — | — | — | — |
| FY 2017 | — | — | — | $539.5M | — | $2.70 | — | — | — | $104.8M | $83.0M | — |
| FY 2018 | $2,881.9M | — | $835.7M | $611.8M | +13.4% | $3.06 | +13.3% | — | — | $-228.4M | $-245.3M | -395.5% |
| FY 2019 | $320.3M | -88.9% | $320.3M | $75.8M | -87.6% | $0.36 | -88.2% | — | 0.00% | $3.8M | $-0.2M | +99.9% |
| FY 2020 | $199.3M | -37.8% | $199.3M | $38.8M | -48.9% | $0.18 | -50.0% | — | 0.00% | $-5.4M | $-5.6M | -2,846.6% |
| FY 2021 | $279.4M | +40.2% | $279.4M | $74.1M | +91.1% | $0.34 | +88.9% | — | 0.00% | $29.0M | $28.5M | +612.2% |
| FY 2022 | $474.3M | +69.8% | $2,706.2M | $171.0M | +130.9% | $0.79 | +132.4% | — | 0.00% | $19.4M | $16.8M | -41.0% |
| FY 2023 | $770.0M | +62.3% | $3,455.3M | $182.8M | +6.9% | $0.85 | +7.6% | — | 0.00% | $54.9M | $50.4M | +199.6% |
| FY 2024 | $794.7M | +3.2% | $3,767.5M | $144.7M | -20.8% | $0.68 | -20.0% | — | 0.00% | $195.3M | $94.0M | +86.5% |
| FY 2025 | $889.8M | +12.0% | $4,986.4M | $219.6M | +51.7% | $1.05 | +54.4% | — | 0.00% | $179.8M | $89.0M | -5.4% |
Valuation
Market Price
$1.45
Market Cap
$36.73M
Enterprise Value
$162.91M
P/E Ratio
1.38
P/B Ratio
0.06
FCF Yield
242.28%
Dividend Yield
0.00%
Shares Outstanding
Profitability & Margins
Gross Margin
560.42%
Operating Margin
202.00%
Net Margin
24.68%
Return on Equity (ROE)
34.64%
Return on Assets (ROA)
2.51%
Asset Turnover
0.10x
Revenue 3-Yr CAGR
23.33%
Financial Health & Liquidity
Current Ratio
1.88
Cash Ratio
0.12
Debt / Equity
0.297
Debt / Assets
0.021
Cash & Equivalents
$61.84M
Total Debt
$188.02M
Book Value / Share
$25.03
Cash Flow Efficiency
Operating Cash Flow
$179.80M
Capital Expenditures (CapEx)
$90.81M
Free Cash Flow
$88.98M
OCF / Revenue
20.21%
FCF / Revenue
10.00%
FCF 3-Yr CAGR
74.20%
Per Share Metrics
EPS (Diluted)
$1.05
EPS (Basic)
$1.05
Dividends / Share
N/A
Book Value / Share
$25.03
EPS YoY Growth
54.41%
Balance Sheet (FY 2025)
Total Assets
$8.76B
Total Liabilities
$8.12B
Stockholders' Equity
$633.91M
Current Assets
$989.93M
Current Liabilities
$526.87M