← KB Financial Group Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net losses (gains) on financial assets at fair value through profit or loss $401.6b ($100.1m) ($94.1m) ($379.6m) ($521.5m) ($231.6m) ($347.1m) ($1.4b) $19.8m ($1.6b) —
Net losses on derivative financial instruments for hedging purposes $69.6b ($126.8m) $167.2m ($3.3m) ($48.5m) $180.5m $112.5m $41.1m $113.9m $42.4m —
Net losses (gains) on financial investments ($139.8b) $103.2m ($89.2m) ($178.4m) ($256.7m) $82.5m $187.8m $198.3m $70.4m ($69.3m) —
Financial asset at fair value through profit or loss ($1.5t) ($3.7b) $0 $0 ($6.6b) ($5.2b) $2.5b ($4.8b) ($474.1m) ($5.2b) —
Financial liabilities at fair value through profit or loss $356.9b $62.0m $0 $0 ($3.0b) $641.1m $994.0m ($1.1b) ($124.2m) ($40.3m) —
Disposal of financial asset at fair value through profit or loss $0 $0 $8.6b $9.8b $13.0b $11.6b $7.5b $9.6b $10.6b $17.0b —
Acquisition of financial asset at fair value through profit or loss $0 $0 ($7.8b) ($10.7b) ($12.8b) ($10.4b) ($10.2b) ($8.8b) ($11.1b) ($17.4b) —
Net Income From Continuing Operations — — — — — — $3.9t $4.5t $5.0t $5.8t $6.1t
Profit or Loss $2.2t $3.1b $2.8b $2.9b $3.2b $3.7b $3.3b $3.5b $3.4b — —
Net Income (Loss) Attributable to Parent — — — — — — $4.1t
$4.6t +11.73%
$5.1t +10.52%
$5.8t +14.87%
—
Net Income (Loss) Attributable to Noncontrolling Interest — — — — — — — — — — —
Other Adjustments To Reconcile Profit Loss $65.4b $191.2m $186.0m $337.6m $483.1m $608.6m $635.6m $640.8m $537.1m — —
Depreciation, Amortization and Accretion, Net — — — — — $850.6b $878.8b $865.9b — — $906.4b
Amortization of Intangible Assets — — — — — — — — — — —
Depreciation and amortization expense $289.4b $515.6m $368.0m $678.9m $805.5m $717.5m $697.4m $670.8m $620.0m $633.2m $906.4b
Amortization Cash Flow — — — — — $156.1b $137.6b $0 — — —
Amortization Of Intangibles — — — — — $156.1b $137.6b $0 — — $0
Depreciation Amortization Depletion — — — — — — $878.8b $865.9b $916.3b $914.7b $906.4b
Deferred income tax assets ($87.7b) $3.0m ($501k) $695k ($13.9m) ($78.4m) ($72.6m) ($65.2m) $3.5m $57.7m —
Deferred income tax liabilities ($150.3b) $101.5m $103.5m $203.6m ($115.2m) $248.1m ($121.2m) $216.2m $248.8m $245.6m —
Share-based Payment Arrangement, Noncash Expense — — — — — — — — — — $193.5b
Adjustments For Share-Based Payments $38.2b $68.7m $9.8m $42.8m $45.5m $86.0m $46.2m $54.0m $95.0m $106.5m —
Equity Method Investment, Realized Gain (Loss) on Disposal ($18.8b) $15.1b $4.2b $1.4b — — — — — — —
Income (Loss) from Equity Method Investments — — — — — — — — — — —
Nonoperating Income (Expense) $951.7b $115.4m $30.6m $37.5m $134.1m — — — — — —
Other Nonoperating Income (Expense) $670.9b $36.4m $8.8m $23.3m $174.4m — — — — — —
Earnings (Loss)es From Equity Investments — — — — — — $28.8b ($33.1b) $16.9b ($26.9b) ($41.6b)
Changes in operating assets and liabilities:
Change In Working Capital — — — — — — $2.9t $1.8t $3.1t $5.0t $3.7t
Change In Receivables — — — — — — ($105.9b) ($39.6b) ($95.5b) ($48.7b) ($90.7b)
Increase in other payables to trust accounts $1.6t $550.4m $240.0m ($59.4m) $2.1b ($429.4m) ($972.4m) $1.8b $60.8m $2.0b —
Increase (Decrease) in Other Operating Assets — — — — — — — — — — —
Increase (Decrease) in Other Operating Liabilities — — — — — — — — — — —
Other assets $1.4t ($3.7b) ($2.1b) ($3.2b) ($8.4b) ($3.1b) ($970.5m) ($2.9b) $942.9m ($6.3b) —
Other liabilities $1.8t $125.5m $1.7b $1.0b $3.0b $1.1b ($2.3b) $7.7b ($3.3b) $3.8b —
Change In Other Current Assets — — — — — — ($1.5t) ($3.8t) $1.4t ($9.0t) ($26.3t)
Change In Other Current Liabilities — — — — — — ($2.5t) $10.0t ($4.9t) $5.5t $16.2t
Net Cash Provided by (Used in) Operating Activities $1.1t
($4.5b) -100.40%
($8.0b) -77.67%
$8.1b +201.08%
($10.6b) -230.60%
($5.7b) +46.81%
$4.5b +179.83%
$3.2b -29.46%
$2.7b -14.53%
$2.9b +7.55%
$2.8t +94697.69%
Cash flows from investing activities:
Gain (Loss) on Disposition of Property Plant Equipment ($397.2b) ($279.5m) ($406.4m) ($526.8m) ($391.2m) ($241.8m) ($235.6m) ($271.2m) ($228.2m) ($230.8m) ($2.0t)
Payments to Acquire Property, Plant, and Equipment — — — — — — ($497.5b) ($680.6b) ($626.9b) ($555.0b) ($470.2b)
Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities $809.0m $29.2m $2.0m $11.1m $6.0m $5.9m $24.7m $6.3m $12.6m ($230.8m) —
Disposal of investment property $0 $1.5m $126.7m $81.5m $595.0m $149.3m $1.0b $2.8m $179.3m $467.9m —
Acquisition of investment property ($1.3b) ($245k) ($1.2b) ($697.6m) ($49.0m) ($100.3m) ($515.8m) ($789.0m) ($60.1m) ($127.0m) —
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale — — — — — — — — — — —
Gain (Loss) on Investments — — — — — — — — — — ($2.3t)
Disposal of financial investments $28.1t $35.6b $54.6b $60.1b $76.6b $42.9b $20.6b $33.7b $30.6b $36.3b —
Acquisition of financial investments ($30.7t) ($43.6b) ($58.2b) ($68.4b) ($84.9b) ($47.8b) ($34.6b) ($36.5b) ($32.0b) ($39.6b) —
Disposal of investments in associates and joint ventures $106.7b $132.1m $31.2m $22.7m $193.6m $572.4m $133.1m $77.3m $66.6m $178.5m —
Acquisition of investments in associates and joint ventures ($1.6t) ($50.0m) ($168.1m) ($79.8m) ($474.5m) ($220.9m) ($341.5m) ($89.0m) ($229.7m) ($290.5m) —
Net Other Investing Changes — — — — — — ($19.2b) ($496.3b) ($397.2b) $356.9b $380.8b
Net cash outflow from investing activities ($4.4t) ($8.2b) ($4.0b) ($10.7b) ($10.1b) ($3.3b) ($16.1b) ($2.7b) ($2.6b) ($3.8b) —
Net Cash Provided by (Used in) Investing Activities — — — — — — — — — — ($6.0t)
Cash flows from financing activities:
Net increase (decrease) in borrowings $1.8t $4.0b $3.8b $4.4b $9.8b $6.2b $11.6b ($1.7b) ($2.9b) $2.7b —
Issuance Of Debt — — — — — — $122.3t $83.8t $86.0t $97.1t $98.0t
Long Term Debt Issuance — — — — — — $122.3t $83.8t $86.0t $97.1t $98.0t
Long Term Debt Payments — — — — — — ($106.9t) ($86.1t) ($85.5t) ($89.8t) ($92.2t)
Net Issuance Payments Of Debt — — — — — — $15.4t ($2.4t) $513.7b $7.2t $5.8t
Net Long Term Debt Issuance — — — — — — $15.4t ($2.4t) $513.7b $7.2t $5.8t
Repayment Of Debt — — — — — — ($106.9t) ($86.1t) ($85.5t) ($89.8t) ($92.2t)
Payments for Repurchase of Common Stock $716.8b $173.8m $201.9m $237.4m $0 — — — — — —
Payments of Ordinary Dividends, Common Stock $383.8b $471.3m $689.0m $657.5m $792.8m $581.7m $677.1m $437.6m $298.3b — ($1.3t)
Common Stock Dividend Paid — — — — — — ($1.4t) ($1.2t) ($1.5t) ($1.3t) ($1.3t)
Common Stock Payments — — — — — — $0 ($571.7b) ($820.0b) ($1.5t) ($1.5t)
Net Common Stock Issuance — — — — — — $0 ($571.7b) ($820.0b) ($1.5t) ($1.5t)
Repurchase Of Capital Stock — — — — — — $0 ($571.7b) ($820.0b) ($1.5t) ($1.5t)
Dividends Paid Classified As Financing Activities $378.6b $498.0b $766.7b $766.2b $884.0b $1.1t $1.6t $1.3t $1.7t — ($1.3t)
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners — $766.7b $759.7b $861.1b $689.7b $853.3b $565.0b $587.0b — — —
Dividends paid to shareholders of the Parent Company ($378.6b) ($466.5m) ($689.0m) ($657.5m) ($792.8m) ($828.2m) ($1.1b) ($892.3m) ($1.0b) ($901.5m) ($1.3t)
Dividends paid on hybrid securities — $0 $0 ($5.6m) ($21.0m) ($60.3m) ($100.3m) ($143.2m) ($135.2m) ($140.1m) ($1.3t)
Cash Dividends Paid — — — — — — ($1.4t) ($1.2t) ($1.5t) ($1.3t) ($1.3t)
Net Other Financing Charges — — — — — — $1.2t $2.8t ($190.6b) $1.3t ($260.5b)
Net cash inflow (outflow) from financing activities $3.2t
$13.8b -99.57%
$10.6b -23.31%
$2.0b -81.32%
$23.3b +1079.98%
$9.1b -60.76%
$12.2b +33.17%
($959.8m) -107.90%
($1.3b) -39.86%
$4.0b +399.00%
—
Net Cash Provided by (Used in) Financing Activities — — — — — — — — — — $2.7t
Net increase (decrease) in cash and cash equivalents ($43.1b) $927.5m ($1.6b) ($449.2m) $2.4b $357.1m $705.7m ($548.6m) ($824.0m) $3.1b —
Increase in beginning balance of cash and cash equivalents $6.9b $7.9b $6.0b $5.3b $8.0b $7.7b $20.8b $20.0b $16.7b $20.1b —
Beginning Cash Position — — — — — — $26.0t $26.5t $25.8t $24.6t $26.6t
Effect of exchange rate changes on cash and cash equivalents $89.1b ($124.8m) ($61.1m) $118.6m ($158.2m) $133.5m $135.4m ($45.3m) $386.4m ($51.7m) $183.4b
Effect Of Exchange Rate Changes — — — — — — $197.2b ($58.5b) $571.0b ($74.7b) $183.4b
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Provision for Loan, Lease, and Other Losses — — — — — — — — — — $2.2t
Gain (Loss) on Sales of Loans, Net — — — — — — — — — — —
Parent Company $383.8b $471.3m $689.0m $657.5m $792.8m $581.7m $677.1m $437.6m $298.3b — —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities — — — — — — — — — — —
Additional Financial Items
Adjustments For Current Tax Of Prior Period $27.2b ($39.4b) $22.9b ($51.1b) ($13.4b) $8.0b ($122.4b) ($35.3b) ($27.3b) — —
Adjustments For Unrealised Foreign Exchange Losses Gains $15.9b ($66.0m) ($128.1m) ($64.5m) ($107.5m) ($561.2m) $531.7m $155.3m $420.0m — —
Gain (Loss) on Sale of Derivatives — — — — — — — — — — —
General And Administrative Expense $5.2t $5.6t — — — — — $5.1b $4.7b — —
Goodwill $262.4b $273.4b $275.2b $275.7b $763.6b $806.4b $845.2b $867.0b $874.0b — —
Income Tax Expense (Benefit) — — — — — — — — — — —
Income Taxes Paid Refund Classified As Operating Activities $231.8b $646.8b $759.0b $1.2t $1.1t $1.6t $1.5t $2.2t $1.2t — —
Increase Decrease In Working Capital ($2.4t) ($10.7b) $13.8b ($2.3b) ($18.3b) $14.0b $3.0b ($1.4b) ($2.1b) — $3.7t
Interest Paid Classified As Operating Activities $3.7t $3.4t $4.1t $5.4t $5.3t $4.1t $6.4t $13.1t $15.4t — —
Interest Received Classified As Operating Activities $10.2t $11.2t $12.3t $14.9t $15.0t $15.2t $20.5t $28.6t $30.3t — —
Payments Of Lease Liabilities Classified As Financing Activities — — — — — $213.6m $204.4m $182.1m $210.7m — —
Payments To Acquire Or Redeem Entitys Shares — — — — — — — $442.9m $554.9m — —
Proceeds from Noncontrolling Interests — — — — — — — — — — —
Purchase Of Intangible Assets Classified As Investing Activities $111.6b $104.8m $113.4m $288.7m $168.4m $161.7m $188.3m $256.0m $196.0m — —
Purchase Of Interests In Associates $1.6t $50.0m $168.1m $79.8m $474.5m $220.9m $341.5m $89.0m $229.7m — —
Unrealized Gain (Loss) on Derivatives — — — — — — — — — — —
Profit for the year $2.2t $3.1b $2.8b $2.9b $3.2b $3.7b $3.3b $3.5b $3.4b $4.0b —
Provision for credit losses $539.3b $513.6m $605.4m $580.0m $960.8m $999.7m $1.5b $2.4b $1.4b $1.6b —
Share of loss (profit) of associates and joint ventures ($280.8b) ($79.0m) — ($16.5b) $43.8b ($78.9m) $22.8m ($25.6m) $11.4m ($18.6m) —
Post-employment benefits $197.7b $218.8m $197.9m $200.7m $216.6m $200.2m $198.3m $120.6m $120.1m $133.5m —
Net interest expense $421.7b $340.8m $249.0m $271.4m $421.9m $256.7b ($71.1m) $212.8m $4.1m $173.5m —
Losses on foreign currency translation $15.9b ($66.0m) ($128.1m) ($64.5m) ($107.5m) ($561.2m) $531.7m $155.3m $420.0m $505.9m —
Insurance finance income — — — — — $0 ($8.6t) ($6.0b) ($7.4b) ($7.5b) —
Reinsurance finance expense — — — — — $0 $1.3t $1.0b $1.1b $859.6m —
Other expenses $65.4b $191.2m $186.0m $337.6m $483.1m $608.6m $635.6m $640.8m $537.1m $595.6m —
Derivative financial instruments $147.1b ($277.1m) $136.0m ($557.6m) ($35.3m) $33.2m $433.3m ($118.3m) ($140.7m) $1.5m —
Loans measured at fair value through other comprehensive income $0 $0 ($36.3m) $13.4m $75.3m ($20.8m) ($39.2m) ($195.7m) ($437.4m) ($380.0m) —
Loans measured at amortized cost ($16.4t) ($22.5t) ($28.2b) ($18.8b) ($28.7b) ($35.0b) ($16.8b) ($11.9b) ($18.6b) ($16.2b) —
Current income tax assets ($8.9b) $55.6m ($3.3m) ($7.9m) ($50.2m) $8.9m ($84.0m) ($30.7m) ($64.6m) ($33.7m) —
Deposits $12.0t $17.7b $18.6b $24.6b $25.2b $27.4b $13.1b $9.4b $16.1b $16.0b —
Current income tax liabilities $0 $0 $237.9m ($230.4m) $297.7m ($86.3m) $265.8m ($661.0m) $260.8m $55.2m —
Insurance contract assets — — — — — $0 ($78.6b) ($113.4m) ($31.5m) $3.5m —
Reinsurance contract assets — — — — — $0 ($1.3t) ($1.1b) ($1.0b) ($870.9m) —
Insurance contract liabilities — — — — — $0 $8.3t $7.0b $8.0b $9.3b —
Reinsurance contract liabilities — — — — — $0 ($333.0m) $28.8m $33.2m ($1.6m) —
Investment contract liabilities — — — — — $0 ($83.0b) $115.4m $748.8m $3.0b —
Net cash flows from derivative financial instruments for hedging purposes $11.0b $63.8b $13.5m ($24.8m) ($14.9m) $5.0m $26.5m ($56.8m) ($146.8m) ($191.6m) —
Disposal of intangible assets $8.3b $7.1m $9.6m $12.7m $13.2m $6.9m $4.5m $4.2m $14.3m $8.1m —
Acquisition of intangible assets ($111.6b) ($104.8m) ($113.4m) ($288.7m) ($168.4m) ($161.7m) ($188.3m) ($256.0m) ($196.0m) ($153.4m) —
Net cash flows from changes in ownership of subsidiaries — — — $91.6b ($2.0t) $316.3m $739.9m $1.0b $59.9m ($183.4m) —
Others ($38.8b) $139.4m ($167.0m) $116.0m $158.8m ($55.5m) $551.1m ($423.4m) ($19.0m) ($175.3m) —
Increase in debentures $99.3t $130.9b $129.0b $81.1b $110.2b $102.7b $85.4b $64.9b $58.2b $64.5b —
Decrease in debentures ($98.5t) ($121.1b) ($121.5b) ($83.2b) ($99.2b) ($99.1b) ($84.6b) ($64.8b) ($54.7b) ($61.9b) —
Issuance of hybrid securities — $0 $0 $345.5m $1.2b $963.5m $1.3b $463.6m $270.0m $279.7m —
Repayment on hybrid securities — — — — — — $0 $0 ($350.0b) ($782.3m) —
Acquisition of treasury shares ($716.8b) ($173.8m) ($201.9m) ($237.4m) $0 $0 $0 ($442.9m) ($554.9m) ($1.0b) —
Redemption of principal of lease liabilities — — — ($229.8b) ($235.5b) ($213.6m) ($204.4m) ($182.1m) ($210.7m) ($254.0m) —
Increase (decrease) in non-controlling interests $0 ($163.7b) $0 $497.3m ($23.6m) ($20.4m) $314.0m $558.6m $115.3b ($71.8m) —
Cash Flow From Continuing Financing Activities — — — — — — $15.2t ($1.2t) ($2.0t) $5.8t $2.7t
Cash Flow From Continuing Investing Activities — — — — — — ($19.6t) ($3.5t) ($3.8t) ($5.5t) ($6.0t)
Change In Cash Supplemental As Reported — — — — — — $501.6b ($708.2b) ($1.2t) $4.4t —
Change In Income Tax Payable — — — — — — $335.2b ($853.3b) $385.4b $79.8b $183.6b
Change In Other Working Capital — — — — — — $28.3t $11.9t $34.1t $32.0t $34.1t
Change In Payable — — — — — — $335.2b ($853.3b) $385.4b $79.8b $183.6b
Change In Tax Payable — — — — — — $335.2b ($853.3b) $385.4b $79.8b $183.6b
Changes In Cash — — — — — — $304.4b ($649.7b) ($1.8t) $4.5t ($519.7b)
End Cash Position — — — — — — $26.5t $25.8t $24.6t $29.0t $26.0t
Financing Cash Flow — — — — — — $15.2t
($1.2t) -108.16%
($2.0t) -60.11%
$5.8t +392.26%
$2.7t -52.84%
Free Cash Flow — — — — — — $4.3t $3.4t $3.4t $3.7t $2.3t
Gain Loss On Investment Securities — — — — — — $980.5b ($1.5t) $133.2b ($2.3t) ($2.3t)
Gain Loss On Sale Of PPE — — — — — — ($251.9b) $131.3b $145.2b ($152.6b) ($124.3b)
Investing Cash Flow — — — — — — ($19.6t) ($3.5t) ($3.8t) ($5.5t) ($6.0t)
Net Business Purchase And Sale — — — — — — $932.4b $1.3t $88.5b ($264.9b) ($318.4b)
Net Foreign Currency Exchange Gain Loss — — — — — — $622.2b $200.5b $620.8b $730.7b $58.1b
Net Intangibles Purchase And Sale — — — — — — ($194.9b) ($325.1b) ($268.7b) ($209.8b) ($202.9b)
Net Investment Properties Purchase And Sale — — — — — — $642.2b ($1.0t) $176.2b $492.4b $675.7b
Net Investment Purchase And Sale — — — — — — ($20.7t) ($2.6t) ($3.1t) ($5.7t) ($6.4t)
Net PPE Purchase And Sale — — — — — — ($265.8b) ($342.0b) ($318.6b) ($241.5b) ($190.8b)
Operating Gains Losses — — — — — — $1.8t ($1.0t) $1.3t ($1.5t) ($2.0t)
Other Non Cash Items — — — — — — ($6.6t) ($5.3t) ($8.5t) ($8.5t) —
Pension And Employee Benefit Expense — — — — — — $249.9b $155.7b $177.5b $192.8b $195.5b
Purchase Of Intangibles — — — — — — ($200.5b) ($330.4b) ($289.7b) ($221.5b) ($215.5b)
Purchase Of Investment — — — — — — ($57.2t) ($58.6t) ($64.1t) ($83.0t) ($85.5t)
Purchase Of Investment Properties — — — — — — ($650.0b) ($1.0t) ($88.8b) ($183.5b) ($85.5t)
Purchase Of PPE — $279.5m $406.4m $526.8m $391.2m $241.8m ($296.9b) ($350.1b) ($337.2b) ($333.4b) ($470.2b)
Sale Of Intangibles — — — — — — $5.7b $5.4b $21.1b $11.7b $12.6b
Sale Of Investment — — — — — — $36.5t $56.0t $61.0t $77.3t $79.1t
Sale Of Investment Properties — — — — — — $1.3t $3.7b $264.9b $675.9b $79.1t
Sale Of PPE — — — — — — $31.2b $8.2b $18.6b $91.9b $63.9b
Stock Based Compensation — — — — — — $58.3b $69.7b $140.5b $153.9b $193.5b

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.