OCEANFIRST FINANCIAL CORP

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Noninterest income:
Interest Income (Expense), Net $120.3m
$169.2m +40.71%
$240.5m +42.13%
$256.0m +6.43%
$313.0m +22.26%
$305.3m -2.43%
$377.5m +23.63%
$369.7m -2.05%
$334.0m -9.65%
$360.2m +7.84%
$711.8m +97.61%
Labor and Related Expense $47.1m $60.1m $83.1m $89.9m $114.2m $120.0m $131.9m $135.8m $138.3m $159.4m
Amortization of Intangible Assets $623k $2.0m $3.8m $3.3m $3.6m
Operating Lease, Expense $3.9m $6.4m $5.9m $5.0m
Noninterest expense:
Operating Expenses $102.9m $126.5m $186.3m $189.1m $246.4m $226.9m $234.9m $248.9m $245.9m $296.2m
Interest expense:
Interest Expense, Securities Sold under Agreements to Repurchase $102k $121k $168k $276k $562k $253k $159k $931k $1.9m $1.7m $308.7m
Total interest expense $13.2m $19.6m $36.2m $52.8m $66.7m $36.8m $53.7m $238.2m $308.1m $282.2m
Interest Income, Debt Securities, Operating $22.0m $34.4m $59.3m $77.7m $72.1m $711.8m
Debt and Equity Securities, Gain (Loss) $0 $0 ($199k) $267k $21.2m $7.1m $9.7m ($3.7m) $4.2m $916k
Equity Securities, FV-NI, Realized Gain (Loss) $0 $0 ($199k) $267k $5.4m $8.1m $1.4m ($5.5m) ($49k) $352k
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $35.2m $65.3m $85.5m $107.4m $81.0m $142.2m $193.9m $136.8m $130.7m $92.5m $63.9m
Current Income Tax Expense (Benefit) $6.4m ($12.6m) $18.1m $2.7m $22.3m $28.6m $44.8m $29.5m $30.6m $18.5m $16.0m
Income Tax Expense (Benefit) $12.2m $22.9m $13.6m $18.8m $17.7m $32.2m $46.6m $32.7m $30.3m $21.5m $16.0m
Net Income (Loss) Attributable to Parent $23.0m
$42.5m +84.28%
$71.9m +69.37%
$88.6m +23.14%
$63.3m -28.52%
$110.1m +73.87%
$146.6m +33.18%
$104.0m -29.04%
$100.1m -3.81%
$71.0m -29.07%
$47.9m -32.51%
Net Income (Loss) Available to Common Stockholders, Basic $23.0m
$42.5m +84.28%
$71.9m +69.37%
$88.6m +23.14%
$61.2m -30.89%
$106.1m +73.27%
$142.6m +34.44%
$100.0m -29.86%
$96.0m -3.96%
$67.1m -30.11%
$47.9m -28.64%
Net Income (Loss) Attributable to Noncontrolling Interest $0 $0 $754k $36k $325k $49k $47.9m
Preferred Stock Dividends and Other Adjustments $2.1m $4.0m $4.0m $4.0m $4.0m $2.0m $5.9m
Earnings Per Share, Basic $1.00 $1.32 $1.54 $1.77 $1.02 $1.79 $2.43 $1.70 $1.65 $1.17 $0.81
Earnings Per Share, Diluted $0.98 $1.28 $1.51 $1.75 $1.02 $1.78 $2.42 $1.70 $1.65 $1.17 $0.81
Common Stock, Dividends, Per Share, Declared $0.55 $0.60 $0.63 $0.68 $0.68 $0.68 $0.74 $0.80 $0.80 $0.80
Weighted Average Number of Shares Outstanding, Basic 23.1m 32.1m 46.8m 50.2m 59.9m 59.4m 58.7m 58.9m 58.3m 57.4m 60.3m
Weighted Average Number of Shares Outstanding, Diluted 23.5m 33.1m 47.7m 50.7m 60.1m 59.6m 58.9m 59.0m 58.3m 57.4m 60.3m
Additional Financial Items
Bank Owned Life Insurance Income $2.2m $3.3m $5.1m $5.4m $6.4m $6.8m $6.6m $5.3m $7.9m $7.8m
Equipment Expense $5.1m $6.8m $8.3m $7.7m $7.8m $5.4m $5.0m $4.7m $4.2m $3.6m
Business Combination, Acquisition Related Costs $16.5m $8.3m $26.9m $10.5m $15.9m $1.5m $2.7m $22k $1.8m $4.3m
Depreciation, Depletion and Amortization, Nonproduction $4.8m $6.3m $8.7m $11.5m $10.9m $10.3m $5.2m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal $7.6m $18.7m $5.5m $15.6m
Other Cost and Expense, Operating $7.7m $10.8m $13.5m $15.0m $16.6m $15.5m $17.6m $20.0m $23.1m $26.4m