Revenue (FY 2025)
↑5.4% YoY
$404.92M
3-Yr CAGR: -2.5%
Net Income
↓-29.1% YoY
$70.98M
Net Margin: 17.5%
Free Cash Flow
↓-6.1% YoY
$79.51M
FCF Yield: 7.36%
EPS (Diluted)
↓-29.1% YoY
$1.17
Basic: $1.17
Return on Equity
Efficiency
4.3%
ROA: 0.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (OCFC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $140.7M | — | $127.5M | $23.0M | — | $0.98 | — | $0.55 | 1.82% | $32.8M | $26.1M | — |
| FY 2017 | $196.3M | +39.5% | $176.7M | $42.5M | +84.3% | $1.28 | +30.6% | $0.60 | 2.29% | $80.1M | $31.4M | +20.3% |
| FY 2018 | $275.3M | +40.3% | $239.2M | $71.9M | +69.4% | $1.51 | +18.0% | $0.63 | 2.81% | $92.6M | $81.1M | +157.9% |
| FY 2019 | $267.2M | -3.0% | $214.4M | $88.6M | +23.1% | $1.75 | +15.9% | $0.68 | 2.67% | $100.2M | $95.2M | +17.4% |
| FY 2020 | $386.9M | +44.8% | $320.2M | $63.3M | -28.5% | $1.02 | -41.7% | $0.68 | 3.65% | $132.7M | $117.9M | +23.9% |
| FY 2021 | $357.3M | -7.7% | $320.5M | $110.1M | +73.9% | $1.78 | +74.5% | $0.68 | 3.06% | $160.0M | $117.9M | +0.0% |
| FY 2022 | $436.6M | +22.2% | $382.9M | $146.6M | +33.2% | $2.42 | +36.0% | $0.74 | 3.48% | $250.4M | $234.3M | +98.7% |
| FY 2023 | $403.4M | -7.6% | $165.1M | $104.0M | -29.0% | $1.70 | -29.8% | $0.80 | 4.61% | $124.3M | $116.6M | -50.3% |
| FY 2024 | $384.2M | -4.7% | $76.1M | $100.1M | -3.8% | $1.65 | -2.9% | $0.80 | 4.42% | $92.2M | $84.7M | -27.3% |
| FY 2025 | $404.9M | +5.4% | $122.7M | $71.0M | -29.1% | $1.17 | -29.1% | $0.80 | 4.46% | $87.2M | $79.5M | -6.1% |
Valuation
Market Price
$18.75
Market Cap
$1.08B
Enterprise Value
N/A
P/E Ratio
16.03
P/B Ratio
0.65
FCF Yield
7.36%
Dividend Yield
4.27%
Shares Outstanding
Profitability & Margins
Gross Margin
30.30%
Operating Margin
22.85%
Net Margin
17.53%
Return on Equity (ROE)
4.27%
Return on Assets (ROA)
0.49%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
-2.48%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.154
Debt / Assets
0.018
Cash & Equivalents
N/A
Total Debt
$255.23M
Book Value / Share
$28.86
Cash Flow Efficiency
Operating Cash Flow
$87.21M
Capital Expenditures (CapEx)
$7.70M
Free Cash Flow
$79.51M
OCF / Revenue
21.54%
FCF / Revenue
19.64%
FCF 3-Yr CAGR
-30.25%
Per Share Metrics
EPS (Diluted)
$1.17
EPS (Basic)
$1.17
Dividends / Share
$0.80
Book Value / Share
$28.86
EPS YoY Growth
-29.09%
Balance Sheet (FY 2025)
Total Assets
$14.56B
Total Liabilities
$12.90B
Stockholders' Equity
$1.66B
Current Assets
N/A
Current Liabilities
N/A