← OLD NATIONAL BANCORP /IN/
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $655.5m |
$620.5m
-5.34%
|
$732.9m
+18.11%
|
$803.6m
+9.64%
|
$835.4m
+3.95%
|
$810.6m
-2.96%
|
$1.7b
+113.14%
|
$1.8b
+6.30%
|
$1.9b
+2.67%
|
$2.5b
+33.89%
|
$2.8b
+11.83%
|
|
| Total interest income | $447.1m |
$495.3m
+10.78%
|
$632.0m
+27.60%
|
$730.4m
+15.56%
|
$663.3m
-9.18%
|
$638.6m
-3.72%
|
$1.5b
+127.70%
|
$2.2b
+51.75%
|
$2.6b
+17.89%
|
$3.3b
+25.68%
|
— | |
| Mortgage banking revenue | $20.2m | $18.4m | $17.7m | $26.6m | $62.8m | $42.6m | $23.0m | $16.3m | $26.2m | $38.4m | — | |
| Noninterest income: | ||||||||||||
| Total noninterest income | $252.8m | $183.4m | $195.3m | $199.3m | $239.3m | $214.2m | $399.8m | $333.3m | $354.7m | $466.5m | — | |
| Net interest income | $402.7m |
$437.2m
+8.56%
|
$537.6m
+22.97%
|
$604.3m
+12.40%
|
$596.1m
-1.35%
|
$596.4m
+0.05%
|
$1.3b
+122.66%
|
$1.5b
+13.19%
|
$1.5b
+1.84%
|
$2.1b
+34.43%
|
$2.3b
+12.11%
|
|
| Interest Income (Expense), Net | $402.7m |
$437.2m
+8.56%
|
$537.6m
+22.97%
|
$604.3m
+12.40%
|
$596.1m
-1.35%
|
$596.4m
+0.05%
|
$1.3b
+122.66%
|
$1.5b
+13.19%
|
$1.5b
+1.84%
|
$2.1b
+34.43%
|
$3.6b
+74.27%
|
|
| Marketing and Advertising Expense | $14.6m | $13.2m | $15.8m | $15.9m | $10.9m | $12.7m | $32.3m | $39.5m | $45.6m | $55.2m | — | |
| Labor and Related Expense | $252.9m | $246.7m | $281.3m | $289.5m | $293.6m | $284.1m | $575.6m | $546.4m | $603.1m | $749.0m | — | |
| Salaries and employee benefits | $252.9m | $246.7m | $281.3m | $289.5m | $293.6m | $284.1m | $575.6m | $546.4m | $603.1m | $749.0m | — | |
| Amortization of Intangible Assets | $12.5m | $11.8m | $14.4m | $16.9m | $14.1m | $11.3m | $25.9m | $24.2m | $27.5m | $78.7m | — | |
| Amortization of intangibles | $12.5m | $11.8m | $14.4m | $16.9m | $14.1m | $11.3m | $25.9m | $24.2m | $27.5m | $78.7m | $101.8m | |
| Noninterest expense: | ||||||||||||
| Total noninterest expense | $454.1m | $448.8m | $517.3m | $508.5m | $541.4m | $500.6m | $1.0b | $1.0b | $1.1b | $1.5b | — | |
| Interest expense: | ||||||||||||
| Total interest expense | $44.4m | $58.2m | $94.4m | $126.1m | $67.2m | $42.2m | $126.3m | $703.7m | $1.1b | $1.2b | — | |
| Net interest income after provision for credit losses | $401.7m |
$434.1m
+8.06%
|
$530.6m
+22.23%
|
$599.5m
+12.98%
|
$557.7m
-6.98%
|
$625.2m
+12.11%
|
$1.2b
+89.24%
|
$1.4b
+22.07%
|
$1.4b
-1.67%
|
$1.9b
+30.98%
|
$2.3b
+24.02%
|
|
| Debt and Equity Securities, Gain (Loss) | $5.8m | $9.1m | $2.1m | $1.9m | $10.8m | $4.3m | ($88k) | ($6.3m) | ($212k) | ($37k) | — | |
| Gain on sale of Visa Class B restricted shares | — | — | — | — | — | $0 | $0 | $21.6m | $0 | $0 | — | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | ($103k) | — | — | — | — | — | — | — | — | — | — | |
| Other income | $27.8m | $20.6m | $22.5m | $20.5m | $17.5m | $14.3m | $32.0m | $40.0m | $49.0m | $70.3m | — | |
| Other expense | $28.7m | $25.0m | $32.8m | $26.9m | $58.8m | $30.9m | $76.5m | $79.1m | $71.7m | $144.4m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $200.4m | $168.7m | $208.7m | $290.4m | $255.6m | $338.9m | $544.7m | $751.3m | $680.4m | $841.4m | $1.1b | |
| Income Tax Expense (Benefit) | $66.2m | $72.9m | $17.9m | $52.1m | $29.1m | $61.3m | $116.4m | $169.3m | $141.2m | $172.1m | $237.3m | |
| Net Income (Loss) Attributable to Parent | $134.3m |
$95.7m
-28.70%
|
$190.8m
+99.35%
|
$238.2m
+24.83%
|
$226.4m
-4.95%
|
$277.5m
+22.58%
|
$428.3m
+54.32%
|
$582.0m
+35.89%
|
$539.2m
-7.35%
|
$669.3m
+24.12%
|
$870.1m
+30.02%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $134.3m |
$95.7m
-28.70%
|
$190.8m
+99.35%
|
$238.2m
+24.83%
|
$226.4m
-4.95%
|
$277.5m
+22.58%
|
$414.2m
+49.23%
|
$565.9m
+36.62%
|
$523.1m
-7.56%
|
$653.1m
+24.87%
|
$870.1m
+33.23%
|
|
| Preferred Stock Dividends, Income Statement Impact | — | — | — | — | — | — | $14 | $16 | $16 | $16 | $16.1m | |
| Earnings Per Share, Basic | $1.05 | $0.69 | $1.23 | $1.39 | $1.37 | $1.68 | $1.51 | $1.95 | $1.69 | $1.80 | $2.27 | |
| Earnings Per Share, Diluted | $1.05 | $0.69 | $1.22 | $1.38 | $1.36 | $1.67 | $1.50 | $1.94 | $1.68 | $1.79 | $2.26 | |
| Common Stock, Dividends, Per Share, Declared | $0.52 | $0.52 | $0.52 | $0.52 | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 | — | |
| Preferred Stock, Dividends Per Share, Declared | $1.05 | $0.69 | $1.23 | $1.39 | $0.56 | $0.56 | $0.56 | $70.00 | $70.00 | $70.00 | $16,135,000.00 | |
| Weighted Average Number of Shares Outstanding, Basic | 127.7m | 137.8m | 155.7m | 171.9m | 165.5m | 165.2m | 275.2m | 290.7m | 309.5m | 363.5m | 386.4m | |
| Weighted average number of common shares outstanding - basic (in shares) | 127.7m | 137.8m | 155.7m | 171.9m | 165.5m | 165.2m | 275.2m | 290.7m | 309.5m | 363.5m | — | |
| Weighted average number of common shares outstanding - diluted (in shares) | 128.3m | 138.5m | 156.5m | 172.7m | 166.2m | 165.9m | 276.7m | 291.9m | 311.0m | 365.5m | — | |
| Weighted Average Number of Shares Outstanding, Diluted | 128.3m | 138.5m | 156.5m | 172.7m | 166.2m | 165.9m | 276.7m | 291.9m | 311.0m | 365.5m | 388.2m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $8.5m | $8.7m | $10.6m | $11.5m | $12.0m | $10.6m | $14.6m | $15.4m | $21.0m | $26.7m | — | |
| Equipment Expense | $13.4m | $13.6m | $14.9m | $16.9m | $16.7m | $16.7m | $27.6m | $32.2m | $36.6m | $48.4m | — | |
| Business Combination, Acquisition Related Costs | — | — | — | — | — | $11.0m | — | — | — | — | — | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | $0 | $117k | $0 | $0 | $0 | $0 | $0 | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $58.9m | $110.6m | $197.7m | — | |
| Taxable | $57.0m | $63.0m | $80.2m | $113.8m | $99.0m | $98.0m | $204.0m | $263.2m | $323.7m | $492.9m | — | |
| Nontaxable | $28.6m | $28.9m | $26.7m | $29.2m | $33.9m | $37.6m | $43.6m | $43.9m | $42.2m | $40.2m | — | |
| Money market and other interest-earning investments | $130k | $258k | $630k | $1.7m | $568k | $589k | $2.8m | $39.7m | $45.8m | $48.2m | — | |
| Deposits | $17.3m | $20.4m | $41.3m | $69.4m | $28.2m | $11.0m | $49.1m | $484.4m | $846.3m | $953.2m | — | |
| Federal funds purchased and interbank borrowings | $673k | $2.0m | $4.8m | $5.7m | $1.3m | $0 | $5.0m | $11.4m | $3.3m | $4.4m | — | |
| Securities sold under agreements to repurchase | $1.5m | $1.3m | $2.0m | $2.5m | $854k | $397k | $843k | $3.3m | $2.8m | $2.6m | — | |
| Federal Home Loan Bank advances | $15.5m | $24.8m | $34.9m | $37.5m | $27.3m | $21.1m | $51.5m | $161.9m | $177.3m | $214.9m | — | |
| Other borrowings | $9.4m | $9.8m | $11.5m | $11.1m | $9.6m | $9.8m | $19.8m | $42.7m | $41.3m | $36.9m | — | |
| Provision for credit losses | — | — | — | $4.7m | $38.4m | ($28.8m) | $144.8m | $58.9m | $110.6m | $197.7m | — | |
| Wealth and investment services fees | $34.6m | $37.3m | $36.9m | $37.1m | $36.8m | $40.4m | $69.1m | $107.8m | $116.8m | $144.2m | — | |
| Service charges on deposit accounts | $41.6m | $41.3m | $44.0m | $44.9m | $35.1m | $34.7m | $72.5m | $71.9m | $78.2m | $100.4m | — | |
| Debit card and ATM fees | $16.8m | $17.7m | $20.2m | $21.7m | $20.2m | $20.7m | $40.2m | $42.2m | $43.4m | $49.3m | — | |
| Capital markets income | $3.2m | $6.5m | $4.9m | $13.3m | $22.5m | $22.0m | $26.0m | $24.4m | $20.3m | $37.3m | — | |
| Company-owned life insurance | $8.5m | $8.7m | $10.6m | $11.5m | $12.0m | $10.6m | $14.6m | $15.4m | $21.0m | $26.7m | — | |
| Debt securities gains (losses), net | $5.8m | $9.1m | $2.1m | $1.9m | $10.8m | $4.3m | ($88k) | ($6.3m) | ($212k) | ($37k) | — | |
| Occupancy | $50.9m | $46.5m | $51.9m | $55.3m | $55.3m | $54.8m | $100.4m | $106.7m | $110.4m | $129.2m | $190.2m | |
| Technology | $32.0m | $32.3m | $36.2m | $37.6m | $41.1m | $47.0m | $84.9m | $80.3m | $88.8m | $120.5m | — | |
| Communication | $10.0m | $9.3m | $10.8m | $10.7m | $9.7m | $10.1m | $18.8m | $17.0m | $17.3m | $23.6m | — | |
| Professional fees | $15.7m | $16.8m | $14.5m | $22.9m | $15.8m | $20.1m | $39.0m | $27.3m | $35.3m | $61.9m | — | |
| FDIC assessment | $8.7m | $9.5m | $10.6m | $6.0m | $6.7m | $6.1m | $19.3m | $56.7m | $44.7m | $48.4m | — | |
| Amortization of tax credit investments | — | $11.7m | $22.9m | $2.7m | $18.8m | $6.8m | $11.0m | $15.4m | $13.3m | $26.1m | — | |
| Preferred dividends | — | — | — | — | $0 | $0 | ($14.1m) | ($16.1m) | ($16.1m) | ($16.1m) | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.