OLD NATIONAL BANCORP /IN/ ONB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $25.66
Market Cap $9.91B
P/E Ratio 14.34
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑33.9% YoY
$2.52B
3-Yr CAGR: 13.5%
Net Income ↑24.1% YoY
$669.26M
Net Margin: 26.5%
Free Cash Flow ↑7.7% YoY
$637.41M
FCF Yield: 6.43%
EPS (Diluted) ↑6.5% YoY
$1.79
Basic: $1.80
Return on Equity Efficiency
7.9%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ONB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $655.5M $201.4M $134.3M $1.05 $0.52 2.87% $82.1M $-142.6M
FY 2017 $620.5M -5.3% $171.7M $95.7M -28.7% $0.69 -34.3% $0.52 2.98% $290.7M $253.4M +277.7%
FY 2018 $732.9M +18.1% $215.6M $190.8M +99.4% $1.22 +76.8% $0.52 3.38% $234.4M $201.0M -20.7%
FY 2019 $803.6M +9.6% $295.1M $238.2M +24.8% $1.38 +13.1% $0.52 2.84% $233.8M $196.3M -2.3%
FY 2020 $835.4M +4.0% $294.0M $226.4M -5.0% $1.36 -1.4% $0.56 3.38% $219.8M $188.9M -3.8%
FY 2021 $810.6M -3.0% $310.1M $277.5M +22.6% $1.67 +22.8% $0.56 3.09% $330.4M $281.7M +49.1%
FY 2022 $1,727.7M +113.1% $689.5M $428.3M +54.3% $1.50 -10.2% $0.56 3.11% $814.4M $776.5M +175.7%
FY 2023 $1,836.5M +6.3% $810.2M $582.0M +35.9% $1.94 +29.3% $0.56 3.32% $516.3M $478.0M -38.4%
FY 2024 $1,885.5M +2.7% $791.1M $539.2M -7.4% $1.68 -13.4% $0.56 2.58% $622.3M $592.0M +23.9%
FY 2025 $2,524.4M +33.9% $1,039.1M $669.3M +24.1% $1.79 +6.5% $0.56 2.51% $681.5M $637.4M +7.7%
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Valuation

Market Price $25.66
Market Cap $9.91B
Enterprise Value $8.09B
P/E Ratio 14.34
P/B Ratio 1.17
FCF Yield 6.43%
Dividend Yield 2.18%
Shares Outstanding 386,373,000
%

Profitability & Margins

Gross Margin 41.16%
Operating Margin 33.33%
Net Margin 26.51%
Return on Equity (ROE) 7.88%
Return on Assets (ROA) 0.93%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 13.47%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $1.83B
Total Debt N/A
Book Value / Share $21.99
💧

Cash Flow Efficiency

Operating Cash Flow $681.47M
Capital Expenditures (CapEx) $44.06M
Free Cash Flow $637.41M
OCF / Revenue 27.00%
FCF / Revenue 25.25%
FCF 3-Yr CAGR -6.37%
🏷️

Per Share Metrics

EPS (Diluted) $1.79
EPS (Basic) $1.80
Dividends / Share $0.56
Book Value / Share $21.99
EPS YoY Growth 6.55%
🏛️

Balance Sheet (FY 2025)

Total Assets $72.15B
Total Liabilities $63.66B
Stockholders' Equity $8.49B
Current Assets N/A
Current Liabilities N/A