← WAFD INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $467.3m |
$484.1m
+3.61%
|
$516.2m
+6.63%
|
$543.4m
+5.26%
|
$556.5m
+2.41%
|
$565.7m
+1.65%
|
$661.0m
+16.85%
|
$742.4m
+12.33%
|
$721.5m
-2.82%
|
$725.5m
+0.55%
|
$782.5m
+7.86%
|
|
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $420.2m |
$431.9m
+2.78%
|
$472.1m
+9.31%
|
$481.1m
+1.89%
|
$469.5m
-2.40%
|
$505.1m
+7.58%
|
$594.6m
+17.71%
|
$690.2m
+16.09%
|
$660.8m
-4.26%
|
$654.2m
-1.00%
|
$1.3b
+99.61%
|
|
| Labor and Related Expense | $112.9m | $112.3m | $123.6m | $133.6m | $147.6m | $176.1m | $193.9m | $196.5m | $234.1m | $222.1m | — | |
| Amortization of Intangible Assets | — | — | $2.2m | $2.0m | $2.2m | $1.4m | $1.0m | $980k | $7.7m | $9.9m | — | |
| Operating Lease, Expense | — | — | — | — | — | $7.8m | $8.2m | $7.7m | $11.0m | $12.9m | — | |
| Noninterest expense: | ||||||||||||
| Interest Expense | $116.5m | $117.0m | $134.9m | $190.4m | $151.8m | $86.5m | $71.8m | $352.7m | — | — | $606.0m | |
| Total interest expense | — | — | — | — | — | — | — | — | $710.9m | $685.2m | — | |
| Debt and Equity Securities, Gain (Loss) | — | — | — | ($9k) | $15.0m | $14k | $99k | $33k | $342k | $20k | — | |
| Gain (Loss) on Derivative Instruments, Net, Pretax | — | — | $0 | $0 | $0 | $0 | $0 | — | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $248.1m | $256.2m | $257.2m | $262.8m | $219.2m | $233.1m | $300.0m | $325.1m | $256.1m | $289.6m | $328.1m | |
| Current Income Tax Expense (Benefit) | $60.8m | $92.8m | $44.6m | $50.9m | $55.1m | $59.4m | $57.5m | $63.1m | $62.7m | $52.4m | $71.6m | |
| Income Tax Expense (Benefit) | $84.1m | $82.7m | $53.4m | $52.5m | $45.7m | $49.5m | $63.7m | $67.7m | $56.0m | $63.6m | $71.6m | |
| Net Income (Loss) Attributable to Parent | $164.0m |
$173.5m
+5.78%
|
$203.8m
+17.47%
|
$210.3m
+3.14%
|
$173.4m
-17.51%
|
$183.6m
+5.87%
|
$236.3m
+28.71%
|
$257.4m
+8.93%
|
$200.0m
-22.29%
|
$226.1m
+13.01%
|
$241.8m
+6.98%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | — | — | — | — | — | $173.6m |
$221.7m
+27.72%
|
$242.8m
+9.52%
|
$185.4m
-23.63%
|
$211.4m
+14.04%
|
$241.8m
+14.38%
|
|
| Preferred Stock Dividends, Income Statement Impact | — | — | — | — | — | $10.0m | $14.6m | $14.6m | $14.6m | $14.6m | $14.6m | |
| Earnings Per Share, Basic | $1.79 | $1.95 | $2.40 | $2.61 | $2.26 | $2.39 | $3.40 | $3.72 | $2.50 | $2.64 | $3.18 | |
| Earnings Per Share, Diluted | $1.78 | $1.94 | $2.40 | $2.61 | $2.26 | $2.39 | $3.39 | $3.72 | $2.50 | $2.63 | $3.17 | |
| Weighted Average Number of Shares Outstanding, Basic | 91.4m | 88.9m | 85.0m | 80.5m | 76.7m | 72.5m | 65.3m | 65.2m | 74.2m | 80.2m | 76.2m | |
| Weighted Average Number of Shares Outstanding, Diluted | 91.9m | 89.2m | 85.1m | 80.5m | 76.7m | 72.6m | 65.4m | 65.3m | 74.3m | 80.3m | 76.3m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $5.6m | $6.5m | $6.0m | $5.8m | $5.7m | $5.5m | $5.5m | $6.0m | $6.9m | $7.5m | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $41.5m | $17.5m | $7.8m | — |