Revenue (FY 2025)
↑0.5% YoY
$725.48M
3-Yr CAGR: 3.2%
Net Income
↑13.0% YoY
$226.07M
Net Margin: 31.2%
Free Cash Flow
↓-49.8% YoY
$208.25M
FCF Yield: 8.30%
EPS (Diluted)
↑5.2% YoY
$2.63
Basic: $2.64
Return on Equity
Efficiency
7.4%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (WAFD)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $467.3M | — | $350.7M | $164.0M | — | $1.78 | — | $0.54 | 1.58% | $221.7M | $183.8M | — |
| FY 2017 | $484.1M | +3.6% | $367.1M | $173.5M | +5.8% | $1.94 | +9.0% | $0.84 | 2.44% | $179.7M | $164.2M | -10.6% |
| FY 2018 | $516.2M | +6.6% | $381.3M | $203.8M | +17.5% | $2.40 | +23.7% | $0.66 | 2.46% | $190.7M | $163.6M | -0.4% |
| FY 2019 | $543.4M | +5.3% | $353.0M | $210.3M | +3.1% | $2.61 | +8.8% | $0.79 | 2.15% | $234.1M | $198.5M | +21.4% |
| FY 2020 | $556.5M | +2.4% | $404.7M | $173.4M | -17.5% | $2.26 | -13.4% | $0.87 | 3.37% | $166.6M | $134.7M | -32.2% |
| FY 2021 | $565.7M | +1.7% | $479.2M | $183.6M | +5.9% | $2.39 | +5.8% | $0.91 | 2.72% | $314.5M | $285.0M | +111.6% |
| FY 2022 | $661.0M | +16.8% | $589.2M | $236.3M | +28.7% | $3.39 | +41.8% | $0.94 | 2.81% | $268.5M | $256.7M | -9.9% |
| FY 2023 | $742.4M | +12.3% | $389.7M | $257.4M | +8.9% | $3.72 | +9.7% | $0.98 | 2.97% | $214.0M | $198.9M | -22.5% |
| FY 2024 | $721.5M | -2.8% | $10.6M | $200.0M | -22.3% | $2.50 | -32.8% | $1.00 | 3.10% | $439.2M | $414.6M | +108.4% |
| FY 2025 | $725.5M | +0.5% | $40.3M | $226.1M | +13.0% | $2.63 | +5.2% | $1.05 | 3.29% | $237.0M | $208.2M | -49.8% |
Valuation
Market Price
$33.91
Market Cap
$2.51B
Enterprise Value
$1.85B
P/E Ratio
12.89
P/B Ratio
0.83
FCF Yield
8.30%
Dividend Yield
3.11%
Shares Outstanding
Profitability & Margins
Gross Margin
5.55%
Operating Margin
39.92%
Net Margin
31.16%
Return on Equity (ROE)
7.44%
Return on Assets (ROA)
0.85%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
3.15%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.000
Debt / Assets
0.000
Cash & Equivalents
$657.31M
Total Debt
N/A
Book Value / Share
$41.10
Cash Flow Efficiency
Operating Cash Flow
$236.95M
Capital Expenditures (CapEx)
$28.71M
Free Cash Flow
$208.25M
OCF / Revenue
32.66%
FCF / Revenue
28.70%
FCF 3-Yr CAGR
-6.73%
Per Share Metrics
EPS (Diluted)
$2.63
EPS (Basic)
$2.64
Dividends / Share
$1.05
Book Value / Share
$41.10
EPS YoY Growth
5.20%
Balance Sheet (FY 2025)
Total Assets
$26.70B
Total Liabilities
$23.66B
Stockholders' Equity
$3.04B
Current Assets
N/A
Current Liabilities
N/A