← WSFS FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $64.1m |
$50.2m
-21.59%
|
$134.7m
+168.18%
|
$148.8m
+10.44%
|
$114.8m
-22.87%
|
$271.4m
+136.50%
|
$222.4m
-18.08%
|
$269.2m
+21.04%
|
$263.7m
-2.04%
|
$287.3m
+8.98%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | — | — | $147.9m | $113.3m | $271.6m | $222.6m | $269.0m | $263.5m | $287.2m | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | ($891k) | ($1.5m) | $163k | $273k | ($131k) | ($176k) | ($100k) | — | |
| Amortization of Debt Issuance Costs and Discounts | $19.6m | $19.1m | $15.3m | ($45.5m) | ($60.2m) | ($38.3m) | ($28.4m) | ($27.4m) | — | — | — | |
| Amortization of Intangible Assets | $2.4m | $3.1m | $2.9m | $11.1m | $10.9m | $10.6m | $18.4m | $15.5m | $15.7m | $15.3m | — | |
| Depreciation, Nonproduction | $7.5m | $8.6m | $8.3m | $15.9m | $15.0m | $15.4m | $24.2m | $17.5m | $13.9m | $12.1m | $38.2m | |
| Amortization Cash Flow | — | — | — | — | — | — | $18.4m | $15.5m | $15.7m | $15.3m | — | |
| Amortization Of Intangibles | — | — | — | — | — | — | $18.4m | $15.5m | $15.7m | $15.3m | $14.8m | |
| Depreciation | — | — | — | — | — | — | $42.1m | $33.1m | $24.0m | $22.4m | $23.3m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $60.5m | $48.6m | $39.7m | $37.6m | $38.2m | |
| Deferred Income Tax Expense (Benefit) | $5.4m | $17.9m | $3.4m | $7.1m | ($32.8m) | $39.8m | ($4.0m) | ($5.4m) | ($8.2m) | $5.7m | $5.5m | |
| Deferred Tax | — | — | — | — | — | — | ($4.0m) | ($5.4m) | ($8.2m) | $5.7m | $5.5m | |
| Share-based Payment Arrangement, Noncash Expense | $3.0m | $3.4m | $2.3m | $3.6m | $2.7m | $5.7m | $6.3m | $9.6m | $11.9m | $12.8m | $13.6m | |
| Share-based Payment Arrangement, Expense | $3.0m | $3.7m | $2.6m | $4.5m | $3.1m | $6.3m | $9.0m | $10.0m | $12.7m | $13.5m | $13.6m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | — | $0 | $0 | $0 | $0 | $0 | — | |
| Impairment of Intangible Assets (Excluding Goodwill) | $0 | $0 | $0 | $0 | $0 | $0 | — | — | — | — | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Change In Working Capital | — | — | — | — | — | — | $215.6m | ($49.2m) | ($40.9m) | ($142.4m) | ($74.2m) | |
| Change In Receivables | — | — | — | — | — | — | ($22.2m) | ($11.5m) | $1.3m | $4.4m | $1.7m | |
| Changes In Account Receivables | — | — | — | — | — | — | ($22.2m) | ($11.5m) | $1.3m | $4.4m | $1.7m | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $48.1m | $88.1m | $61.4m | $43.8m | — | |
| Increase (Decrease) in Other Operating Assets | ($443k) | $2.5m | $6.3m | $4.7m | $18.3m | $46.4m | $58.9m | $2.2m | $106.0m | ($36.0m) | — | |
| Increase (Decrease) in Other Operating Liabilities | $3.7m | $7.4m | ($2.9m) | $30.9m | $24.7m | ($4.8m) | $315.1m | ($60.8m) | $85.3m | ($149.5m) | — | |
| Change In Other Current Assets | — | — | — | — | — | — | ($58.9m) | ($2.2m) | ($106.0m) | $36.0m | ($42.4m) | |
| Change In Other Current Liabilities | — | — | — | — | — | — | $298.8m | ($73.2m) | $74.3m | ($162.1m) | ($17.5m) | |
| Net Cash Provided by (Used in) Operating Activities | $80.2m |
$130.2m
+62.34%
|
$135.6m
+4.15%
|
$89.9m
-33.71%
|
$15.1m
-83.15%
|
$125.6m
+729.80%
|
$480.9m
+282.70%
|
$237.0m
-50.71%
|
$219.9m
-7.22%
|
$220.0m
+0.05%
|
$247.7m
+12.60%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | — | — | — | — | — | — | — | — | ($2.2m) | — | ($2.8m) | |
| Payments to Acquire Property, Plant, and Equipment | $9.9m | $7.7m | $5.5m | $14.2m | $7.2m | $6.6m | $8.8m | $6.4m | $14.3m | $6.4m | ($4.6m) | |
| Equipment Expense | $10.4m | $12.6m | $12.6m | $20.9m | $23.8m | $29.0m | $41.0m | $42.2m | $47.7m | $52.9m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $85.2m | $197.8m | $112.7m | $269.7m | $606.2m | $697.5m | $1.0b | $354.8m | $350.4m | $380.6m | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | — | — | — | — | — | — | $3.0m | $0 | $0 | $0 | |
| Net Other Investing Changes | — | — | — | — | — | — | ($11.9m) | $65.3m | $11.1m | $6.8m | ($1.3m) | |
| Net Cash Provided by (Used in) Investing Activities | — | ($388.8m) | ($359.9m) | $293.8m | ($874.9m) | ($1.5b) | ($137.4m) | ($326.3m) | ($66.7m) | $124.9m | ($541.7m) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $10.0m | $0 | $0 | — | — | — | — | — | — | — | ($20.0b) | |
| Debt and Equity Securities, Gain (Loss) | — | — | $21k | $333k | $9.1m | $331k | $0 | $0 | — | — | — | |
| Gain (Loss) on Extinguishment of Debt | — | ($695k) | $0 | $0 | ($2.3m) | ($1.1m) | $0 | $0 | — | ($1.5m) | — | |
| Issuance Of Debt | — | — | — | — | — | — | $1.9b | $7.8b | $13.3b | $17.4b | $20.0b | |
| Long Term Debt Issuance | — | — | — | — | — | — | $1.9b | $7.8b | $13.3b | $17.4b | $20.0b | |
| Long Term Debt Payments | — | — | — | — | — | — | ($1.5b) | ($7.6b) | ($13.8b) | ($17.5b) | ($20.0b) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $350.0m | $185.0m | ($514.0m) | ($71.0m) | ($1.0m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $350.0m | $185.0m | ($514.0m) | ($71.0m) | ($1.0m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($1.5b) | ($7.6b) | ($13.8b) | ($17.5b) | ($20.0b) | |
| Payments for Repurchase of Common Stock | $14.3m | $11.8m | $31.2m | $97.2m | $155.8m | $13.3m | $200.1m | $54.6m | $96.3m | $290.3m | — | |
| Proceeds from Issuance of Common Stock | $1.9m | $3.4m | $11.3m | $7.8m | $2.0m | $1.5m | $3.2m | $3.3m | $466k | ($3.2m) | $3.5m | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($35.7m) | ($36.7m) | ($35.8m) | ($37.2m) | ($38.2m) | |
| Common Stock Issuance | — | — | — | — | — | $1.5m | $3.2m | $3.3m | $466k | — | $3.5m | |
| Common Stock Payments | — | — | — | — | — | — | ($200.1m) | ($54.6m) | ($96.3m) | ($293.5m) | ($312.6m) | |
| Issuance Of Capital Stock | — | — | — | — | — | $1.5m | $3.2m | $3.3m | $466k | — | $3.5m | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($196.9m) | ($51.3m) | ($95.8m) | ($293.5m) | ($312.6m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($200.1m) | ($54.6m) | ($96.3m) | ($293.5m) | ($312.6m) | |
| Dividends paid | $7.6m | $9.4m | $13.2m | $22.5m | $24.4m | $24.2m | $35.7m | $36.7m | $35.8m | $37.2m | ($38.2m) | |
| Payments of Dividends | $7.6m | $9.4m | $13.2m | $22.5m | $24.4m | $24.2m | $35.7m | $36.7m | $35.8m | $37.2m | ($38.2m) | |
| Other Interest and Dividend Income | $1.6m | $1.6m | $2.0m | $4.9m | $1.0m | $1.8m | $7.6m | $14.9m | $34.4m | $49.7m | — | |
| Cash Dividends Paid | — | — | — | — | — | — | ($35.7m) | ($36.7m) | ($35.8m) | ($37.2m) | ($38.2m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($504k) | ($4.5m) | ($3.3m) | ($3.1m) | ($3.1m) | |
| Net Cash Provided by (Used in) Financing Activities | — | $160.6m |
$121.2m
-24.50%
|
($432.7m)
-456.93%
|
$1.9b
+549.00%
|
$1.2b
-35.92%
|
($1.0b)
-183.47%
|
$344.9m
+133.19%
|
($91.2m)
-126.46%
|
$199.5m
+318.58%
|
$1.5b
+668.65%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($49.0m) | $1.1b | ($121.8m) | ($695.7m) | $255.6m | $61.9m | $544.3m | $2.6b | |
| Beginning Cash Position | — | — | — | — | — | — | $1.5b | $837.3m | $1.1b | $1.2b | $1.3b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $571.8m | $1.7b | $1.5b | $837.3m | $1.1b | $1.2b | $1.7b | $2.6b | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Bank Owned Life Insurance Income | $919k | $1.5m | $175k | $1.2m | $1.3m | $1.3m | $1.8m | $4.6m | $4.7m | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $22.5m | $33.6m | $45.6m | $74.9m | $50.1m | $23.4m | $36.5m | $209.9m | $366.7m | $312.1m | — | |
| Income Taxes Paid, Net | $24.8m | $31.4m | $33.3m | $33.8m | $72.8m | $40.7m | $58.1m | $99.1m | $82.1m | $75.2m | — | |
| Additional Financial Items | ||||||||||||
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | ($505k) | $70k | — | — | — | — | — | — | — | — | — | |
| Equity Securities, FV-NI, Gain (Loss) | — | — | $3.8m | — | — | — | — | — | — | ($4.1m) | — | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | $0 | $22.1m | ($706k) | $0 | $9.5m | $2.3m | $957k | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | $20.7m | $26.2m | $761k | $5.1m | $6.0m | $329k | $0 | ($4.1m) | — | |
| Gain (Loss) on Disposition of Business | — | — | — | — | — | — | — | — | — | $386k | — | |
| Goodwill | $167.5m | $166.0m | $166.0m | $472.8m | $472.8m | $472.8m | $883.6m | $885.9m | $885.9m | $885.2m | — | |
| Income Tax Expense (Benefit) | $33.1m | $58.2m | $36.1m | $46.5m | $31.6m | $86.1m | $78.0m | $96.2m | $83.8m | $93.4m | — | |
| Insured Event, Gain (Loss) | — | — | — | $463k | $0 | $0 | — | — | — | — | — | |
| Operating Expenses | $221.8m | $270.9m | $284.7m | $514.8m | $570.5m | $284.1m | $663.3m | — | — | — | — | |
| Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax | $1.8m | $184k | $56k | — | — | — | — | — | — | — | — | |
| Proceeds from Noncontrolling Interests | — | — | — | — | $23k | $0 | — | — | — | — | — | |
| Proceeds from (Payments to) Noncontrolling Interests | — | — | — | — | — | — | ($504k) | ($4.5m) | ($3.3m) | $6k | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $153.2m | ($117.1m) | — | — | $61.4m | $49.2m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($1.0b) | $344.9m | ($91.2m) | $199.5m | $1.5b | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($137.4m) | ($326.3m) | ($66.7m) | $124.9m | ($541.7m) | |
| Change In Account Payable | — | — | — | — | — | — | $1.2m | $41.5m | ($8.5m) | ($18.5m) | ($12.9m) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($695.7m) | $255.6m | $61.9m | $544.3m | — | |
| Change In Other Working Capital | — | — | — | — | — | — | ($1.3m) | ($2.1m) | ($531k) | ($672k) | ($2.4m) | |
| Change In Payable | — | — | — | — | — | — | $1.2m | $41.5m | ($8.5m) | ($18.5m) | ($12.9m) | |
| Changes In Cash | — | — | — | — | — | — | ($695.7m) | $255.6m | $61.9m | $544.3m | $1.2b | |
| End Cash Position | — | — | — | — | — | — | $837.3m | $1.1b | $1.2b | $1.7b | $2.6b | |
| Financing Cash Flow | — | — | — | — | — | — | ($1.0b) |
$344.9m
+133.19%
|
($91.2m)
-126.46%
|
$199.5m
+318.58%
|
$1.5b
+668.65%
|
|
| Free Cash Flow | — | — | — | — | — | — | $472.0m | $230.6m | $205.6m | $213.6m | $243.1m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $0 | ($9.5m) | ($2.3m) | ($957k) | ($1.1m) | |
| Gain Loss On Sale Of Business | — | — | — | — | — | — | — | $0 | $0 | ($386k) | $0 | |
| Investing Cash Flow | — | — | — | — | — | — | ($137.4m) | ($326.3m) | ($66.7m) | $124.9m | ($541.7m) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | $573.7m | ($3.0m) | $0 | $2.4m | $8k | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($257.1m) | $418.0m | $344.3m | $239.8m | ($214.8m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($7.6m) | ($6.4m) | ($14.3m) | ($6.4m) | ($4.6m) | |
| Operating Gains Losses | — | — | — | — | — | — | ($221k) | ($9.5m) | ($2.3m) | ($1.3m) | ($2.8m) | |
| Other Non Cash Items | — | — | — | — | — | — | ($34.0m) | ($86.5m) | ($81.0m) | ($8.9m) | — | |
| Purchase Of Business | — | — | — | — | — | — | — | ($3.0m) | $0 | $0 | $0 | |
| Purchase Of Investment | — | — | — | — | — | — | ($1.3b) | ($27.7m) | ($67.4m) | ($203.0m) | ($681.6m) | |
| Purchase Of PPE | $9.9m | $7.7m | $5.5m | $14.2m | $7.2m | $6.6m | ($8.8m) | ($6.4m) | ($14.3m) | ($6.4m) | ($4.6m) | |
| Sale Of Business | — | — | — | — | — | — | $573.7m | $0 | $0 | $2.4m | $8k | |
| Sale Of Investment | — | — | — | — | — | — | $1.1b | $445.7m | $411.7m | $442.8m | $466.7m | |
| Sale Of PPE | — | — | — | — | — | — | $1.2m | $17k | $0 | $0 | $14k | |
| Stock Based Compensation | — | — | — | — | — | — | $6.3m | $9.6m | $11.9m | $12.8m | $13.6m | |
| Unrealized Gain Loss On Investment Securities | — | — | — | — | — | — | ($6.0m) | ($329k) | $0 | $4.1m | $8.2m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.