← Yiren Digital Ltd.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income From Continuing Operations | — | — | — | — | — | — | $1.2b | $2.1b | $1.6b | $54.5m | $54.5m | |
| Net Income (Loss) Attributable to Parent | $160.8m |
$210.8m
+31.12%
|
$140.6m
-33.32%
|
$166.0m
+18.07%
|
($106.2m)
-163.96%
|
$162.1m
+252.68%
|
$173.2m
+6.87%
|
$293.0m
+69.12%
|
$216.8m
-26.01%
|
$7.8m
-96.40%
|
— | |
| Depreciation, Depletion and Amortization | $1.5m | $3.6m | $5.7m | $18.1m | $14.1m | $6.8m | $3.8m | $1.0m | $1.2m | $1.9m | $30.6m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $52.8m | $25.4m | $28.3m | $30.6m | $30.6m | |
| Deferred Income Tax Expense (Benefit) | ($260.5m) | ($353.4m) | $669.2m | ($131.7m) | ($157.9m) | $85.0m | ($109.6m) | $53.1m | ($85.4m) | ($256.7m) | — | |
| Share-based Payment Arrangement, Noncash Expense | $2.5m | $12.6m | $12.4m | $6.3m | $2.2m | $3.0m | $3.2m | $951k | $2.3m | $4.3m | $30.2m | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | — | — | $0 | — | — | |
| Goodwill, Impairment Loss | — | — | — | — | — | — | $0 | $0 | $0 | — | — | |
| Income (Loss) from Equity Method Investments | — | — | — | ($313k) | — | — | — | — | ($60k) | ($652k) | — | |
| Nonoperating Income (Expense) | $83k | $135k | $768k | $38.6m | ($10.3m) | ($13.2m) | $3.4m | $7.1m | $29.4m | $26.3m | — | |
| Other Nonoperating Income (Expense) | — | — | — | $4.6m | $2.3m | $4.2m | $4.5m | $2.8m | $253k | — | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Change In Working Capital | — | — | — | — | — | — | $405.2m | ($293.5m) | ($1.5b) | ($2.6b) | ($2.6b) | |
| Increase (Decrease) in Accounts Receivable | ($7.8m) | ($1.1m) | ($1.8m) | $263k | $20.8m | $29.2m | ($9.9m) | $43.2m | $24.1m | $56.5m | ($857.2m) | |
| Change In Receivables | — | — | — | — | — | — | $447.9m | ($803.7m) | ($973.4m) | ($857.2m) | ($857.2m) | |
| Changes In Account Receivables | — | — | — | — | — | — | $68.6m | ($306.5m) | ($175.7m) | ($394.8m) | ($857.2m) | |
| Increase (Decrease) in Accounts Payable | $1.3m | $3.1m | ($508k) | — | — | — | — | — | — | $5.8m | $40.3m | |
| Change In Payables And Accrued Expense | — | — | — | — | — | — | $118.2m | $216.7m | $172.2m | ($111.8m) | $40.3m | |
| Change In Accrued Expense | — | — | — | — | — | — | $123.2m | $200.0m | $159.9m | ($152.1m) | ($152.1m) | |
| Change In Other Current Liabilities | — | — | — | — | — | — | ($35.5m) | ($64.2m) | $260.6m | ($1.3b) | ($1.3b) | |
| Net Cash Provided by (Used in) Operating Activities | $304.4m |
$417.5m
+37.16%
|
($119.3m)
-128.57%
|
$39.4m
+133.01%
|
$43.2m
+9.75%
|
$24.8m
-42.57%
|
$268.1m
+980.17%
|
$305.8m
+14.04%
|
$195.1m
-36.20%
|
$100.6m
-48.43%
|
$703.6m
+599.31%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $4.3m | $10.8m | $7.6m | $6.9m | $2.1m | $1.5m | $128k | $626k | $1.3m | $3.7m | ($25.7m) | |
| Gain (Loss) on Disposition of Property Plant Equipment | $5k | $8k | $7k | ($613k) | ($1.1m) | ($410k) | ($740k) | $19k | $1k | $1k | ($70.0m) | |
| Payments to Acquire Investments | — | $416k | $576k | — | — | — | — | — | — | — | ($820.7m) | |
| Unrealized Gain (Loss) on Investments | — | — | — | — | — | — | — | ($2.0m) | $326k | ($41.1m) | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | — | — | $37.2m | — | — | — | — | — | — | ($225k) | |
| Net Other Investing Changes | — | — | — | — | — | — | $854.8m | ($343.3m) | ($837.8m) | ($1.0b) | ($1.0b) | |
| Net Cash Provided by (Used in) Investing Activities | — | ($57.6m) | ($100.3m) | $159.4m | ($275.4m) | ($54.4m) | $7.6m | $14.1m | ($426.5m) | ($225.4m) | ($1.6b) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | — | — | — | $174.0m | — | — | — | — | — | — | ($358.1m) | |
| Issuance Of Debt | — | — | — | — | — | — | $0 | $0 | $0 | $9.3m | $9.3m | |
| Long Term Debt Issuance | — | — | — | — | — | — | $0 | $0 | $0 | $9.3m | $9.3m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($485.3m) | ($971.2m) | ($291.8m) | ($358.1m) | ($358.1m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | ($485.3m) | ($971.2m) | ($291.8m) | ($348.8m) | ($348.8m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | ($485.3m) | ($971.2m) | ($291.8m) | ($348.8m) | ($348.8m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($485.3m) | ($971.2m) | ($291.8m) | ($358.1m) | ($358.1m) | |
| Payments for Repurchase of Common Stock | — | — | $37k | $5.3m | $467k | $432k | $556k | $6.8m | $10.4m | $32k | — | |
| Common Stock Payments | — | — | — | — | — | — | ($3.8m) | ($48.1m) | ($75.6m) | ($223k) | ($223k) | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($3.8m) | ($48.1m) | ($75.6m) | ($223k) | ($223k) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($3.8m) | ($48.1m) | ($75.6m) | ($223k) | ($223k) | |
| Dividends paid | — | $93 | $16 | — | — | — | — | — | $17 | $39 | ($273.1m) | |
| Cash Dividends Paid | — | — | — | — | — | — | $0 | $0 | ($122.3m) | ($273.1m) | ($273.1m) | |
| Net Other Financing Charges | — | — | — | — | — | $657k | — | $450.0m | $212.5m | $1.3b | $1.3b | |
| Net Cash Provided by (Used in) Financing Activities | — | ($130.6m) |
($3.8m)
+97.11%
|
($165.1m)
-4273.52%
|
$146.4m
+188.67%
|
$67.1m
-54.19%
|
($70.9m)
-205.72%
|
($80.2m)
-13.06%
|
($38.0m)
+52.63%
|
$94.8m
+349.48%
|
$662.6m
+599.31%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | $226.9m | ($222.8m) | $33.7m | ($86.1m) | $37.4m | $205.2m | $239.1m | ($268.1m) | ($33.0m) | $2.9b | |
| Beginning Cash Position | — | — | — | — | — | — | $2.9b | $4.4b | $6.1b | $4.1b | $4.4b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $563.0m | $309.9m | $469.6m | $414.9m | $462.2m | $632.2m | $853.3m | $561.9m | $553.5m | $2.9b | |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | $528k | $28k | ($430k) | ($147k) | — | — | — | — | ($31.5m) | |
| Effect Of Exchange Rate Changes | — | — | — | — | — | — | $2.5m | ($3.9m) | $9.2m | ($20.8m) | ($31.5m) | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | $1.6m | $251k | $13.4m | $17.6m | $8.8m | $0 | $27k | — | |
| Income Taxes Paid, Net | $9.5m | $46.5m | $45.3m | $25.6m | $15.9m | $9.9m | $11.4m | $23.3m | $19.2m | $37.8m | — | |
| Additional Financial Items | ||||||||||||
| Business Combination, Step Acquisition, Equity Interest in Acquiree, Remeasurement Gain (Loss), Net | — | — | — | $651k | — | — | — | — | — | — | — | |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal | — | — | — | — | ($100.5m) | — | — | — | — | — | — | |
| General and Administrative Expense | $57.9m | $81.0m | $76.4m | $105.1m | $96.1m | $79.4m | $61.4m | $32.6m | $37.6m | $46.1m | — | |
| Goodwill | — | — | — | — | — | — | — | $4.8m | $4.8m | $4.8m | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | — | — | — | — | — | $1.9b | ($38.0m) | — | |
| Income Tax Expense (Benefit) | ($2.0m) | $58.6m | $28.3m | $34.4m | ($12.4m) | $26.7m | $43.6m | $79.6m | $38.2m | ($13.9m) | — | |
| Operating Lease, Expense | — | — | — | — | — | $103.2m | $12.3m | $8.0m | $41.7m | $18.5m | — | |
| Provision for Loan, Lease, and Other Losses | — | — | — | $233.4m | $57.0m | $58.1m | $27.3m | $40.6m | $71.7m | $265.7m | — | |
| Realized Investment Gains (Losses) | — | — | — | — | — | — | — | — | — | $146k | — | |
| Revenue from Contract with Customer, Including Assessed Tax | — | — | $817.5m | $1.2b | $607.2m | $702.7m | $498.0m | $689.5m | $795.4m | $7.9m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($489.1m) | ($569.3m) | ($277.2m) | $662.6m | $662.6m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | $52.6m | $100.0m | ($3.1b) | ($1.6b) | ($1.6b) | |
| Change In Account Payable | — | — | — | — | — | — | ($4.9m) | $16.8m | $12.3m | $40.3m | $40.3m | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | $1.4b | $1.7b | ($2.0b) | ($230.7m) | — | |
| Change In Other Working Capital | — | — | — | — | — | — | ($126.8m) | $526.4m | $46.0m | ($157.8m) | ($157.8m) | |
| Change In Payable | — | — | — | — | — | — | ($4.9m) | $16.8m | $12.3m | $40.3m | $40.3m | |
| Change In Prepaid Assets | — | — | — | — | — | — | $1.2m | ($168.7m) | ($991.8m) | ($202.2m) | ($202.2m) | |
| Changes In Cash | — | — | — | — | — | — | $1.4b | $1.7b | ($2.0b) | ($209.9m) | ($1.5b) | |
| End Cash Position | — | — | — | — | — | — | $4.4b | $6.1b | $4.1b | $3.9b | $2.9b | |
| Financing Cash Flow | — | — | — | — | — | — | ($489.1m) |
($569.3m)
-16.39%
|
($277.2m)
+51.30%
|
$662.6m
+339.01%
|
$662.6m
0.00%
|
|
| Free Cash Flow | — | — | — | — | — | — | $1.8b | $2.2b | $1.4b | $677.9m | ($456.4m) | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | ($18.9m) | $64.1m | ($109.9m) | ($70.0m) | ($70.0m) | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | $5.1m | ($133k) | ($9k) | ($9k) | ($9k) | |
| Investing Cash Flow | — | — | — | — | — | — | $52.6m | $100.0m | ($3.1b) | ($1.6b) | ($1.6b) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | $0 | ($5.1m) | $820k | $6.4m | $6.4m | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($802.2m) | $452.7m | ($2.3b) | ($536.4m) | ($536.4m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($11k) | ($4.3m) | ($9.2m) | ($25.7m) | ($25.7m) | |
| Operating Gains Losses | — | — | — | — | — | — | ($13.8m) | $63.9m | ($109.9m) | ($70.0m) | ($70.0m) | |
| Other Non Cash Items | — | — | — | — | — | $37.4m | ($18.9m) | — | ($43k) | — | — | |
| Provisionand Write Offof Assets | — | — | — | — | — | — | $188.2m | $288.2m | $1.4b | $3.3b | $3.3b | |
| Purchase Of Business | — | — | — | — | — | — | $0 | ($5.1m) | $0 | ($225k) | ($225k) | |
| Purchase Of Investment | — | — | — | — | — | — | ($2.3b) | ($14.6b) | ($12.9b) | ($820.7m) | ($820.7m) | |
| Purchase Of PPE | $4.3m | $10.8m | $7.6m | $6.9m | $2.1m | $1.5m | ($882k) | ($4.4m) | ($9.2m) | ($25.7m) | ($25.7m) | |
| Sale Of Business | — | — | — | — | — | — | $0 | $0 | $820k | $6.6m | $6.6m | |
| Sale Of Investment | — | — | — | — | — | — | $1.5b | $15.0b | $10.6b | $284.2m | $284.2m | |
| Sale Of PPE | — | — | — | — | — | — | $871k | $133k | $10k | $9k | $9k | |
| Stock Based Compensation | — | — | — | — | — | — | $22.1m | $6.8m | $16.9m | $30.2m | $30.2m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.