nCino, Inc. NCNO

Latest FY: 2026 Technology Software - Application
Market Price $21.44
Market Cap $2.35B
P/E Ratio N/A
Quick Peer Compare (Technology):
Revenue (FY 2026) ↑10.0% YoY
$594.78M
3-Yr CAGR: 13.4%
Net Income ↑129.4% YoY
$9.70M
Net Margin: 1.6%
Free Cash Flow ↑54.7% YoY
$82.56M
FCF Yield: 3.52%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
0.9%
ROA: 0.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (NCNO)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2020 $138.2M $74.1M $-27.7M 0.00% $-9.0M $-14.8M
FY 2021 $204.3M +47.8% $116.2M $-41.3M -48.8% 0.00% $9.2M $4.9M +133.1%
FY 2022 $273.9M +34.1% $162.5M $-50.1M -21.4% 0.00% $-19.2M $-24.7M -605.6%
FY 2023 $408.3M +49.1% $238.7M $-101.8M -103.2% 0.00% $-15.4M $-33.7M -36.6%
FY 2024 $476.5M +16.7% $285.1M $-43.5M +57.3% 0.00% $57.3M $53.8M +259.5%
FY 2025 $540.7M +13.5% $324.8M $-33.0M +24.1% 0.00% $55.2M $53.4M -0.7%
FY 2026 $594.8M +10.0% $360.2M $9.7M +129.4% 0.00% $90.1M $82.6M +54.7%
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Valuation

Market Price $21.44
Market Cap $2.35B
Enterprise Value $2.26B
P/E Ratio N/A
P/B Ratio 2.22
FCF Yield 3.52%
Dividend Yield N/A
Shares Outstanding 109,553,000
%

Profitability & Margins

Gross Margin 60.55%
Operating Margin 0.63%
Net Margin 1.63%
Return on Equity (ROE) 0.92%
Return on Assets (ROA) 0.59%
Asset Turnover 0.36x
Revenue 3-Yr CAGR 13.36%
🛡️

Financial Health & Liquidity

Current Ratio 5.06
Cash Ratio 20.90
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $88.37M
Total Debt N/A
Book Value / Share $9.64
💧

Cash Flow Efficiency

Operating Cash Flow $90.06M
Capital Expenditures (CapEx) $7.50M
Free Cash Flow $82.56M
OCF / Revenue 15.14%
FCF / Revenue 13.88%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $9.64
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2026)

Total Assets $1.65B
Total Liabilities $579.45M
Stockholders' Equity $1.06B
Current Assets $21.38M
Current Liabilities $4.23M